ADVISORY SCOPE

What is Covered

Comprehensive financial advisory across planning, products, and services

Planning & Preparing For

Strategic financial planning

  • Emergency Preparations
  • Risk Preparedness
  • Life Milestones/Goals
  • Retirement Understanding & Preparations
  • Holding, Estate/Succession Planning
  • Tax Optimisation
  • Liability / Debt Understanding & Management
  • Decision Making
  • Transition Planning and Management
  • Implementation Handholding
  • NRI Services

Products Covered

Investment solutions

  • Bonds – Govt. or Corporate
  • Bank or Corporate FDs
  • EPF, NPS, Small Savings, SGBs
  • Life, Health, Asset Insurances – limited to family needs
  • Mutual Funds
  • Stocks – limited to asset allocation
  • Debt Management / Loans (home, car, education)
  • Global Investing for Resident Indians
  • PMS, AIF, SIF Advisory
  • How much, when and where?

Services Covered

Subjective services

  • Bank A/cs, Single/Joint, Nominations
  • Tax Optimisation - Filing support, CA bridge
  • Life Goals - Understanding, Defining, Prioritising
  • Cash Flow Initial Understanding
  • Data Collation & Recording
  • Available for Queries & Scheduled Reviews
  • Alerts and Reminders
  • Home Buying / Upgrade
  • Life Plan & Scenarios (1-3)
  • NRI Status Check, Banking, Geographical Allocation
  • Bank A/c Number Reductions
  • Gift Deed, WILL Discussion & Bridge
  • Trust Deed, POA
  • Bridge to Specific Advisors/Platforms
  • Market Updates & Information Access
  • Investor Investment Updates & Reviews
  • Document and Data List
  • KYC/KRA, CIBIL Review
  • Credit Card Discussion
  • Risk Profiling
  • Continuous Monitoring, Tracking, Rebalancing

What is NOT Covered

Services we do not provide

  • Any Execution on OTP or POA Based
  • Specific Stock Buy/Sell/Hold/Add/Trading Advisory or Tips
  • Speculation / Short-term Trade or Call
  • Crypto
  • Commodities (except Gold and Silver)
  • Foreign Products or Product Sales to NRIs
  • Product Sales, Commission-based & Operational Aspects
  • Legal Document Preparation or Product Buying
  • Tax Filing
  • Accounting Services
  • Bank A/c Opening
  • Any Execution

Note: For detailed engagement options and pricing, please visit our Engagement Models page