THE ADVISOR
Why is he doing, what is he doing?
20+
Years Experience
CFP®
Certified Planner
SEBI
Registered RIA
Fee-Only
No Commissions
Education
Professional qualifications & certifications
-
CFP Since 2018 till date renewable every yr
FPSB No. – 114386: Personal Financial Planning -
NISM 10 A + 10 B
2014/2015 & 2024: Investment Management -
Licentiate since 2017
No.-LI92953: Risk Understanding & Management -
Post Graduate Program - Investment Advisory: 2024
PGP 03060: Post Graduation in Investment Advisory
Licensing & Compliance
Regulated & trustworthy
SEBI REGISTERED Investment Adviser
Professional Financial Planner with FPSB approved CFP cm certification
Licentiate with Insurance Institute of India
Experience
20+ years of personal Finance industry experience
Products
2005-2006 to 2011-2012 distributor of MFs, LIC Policies, Home Loan DSA, Bonds & Equity sub broker, IPO, Medical and other policies, Corporate FDs etc
Market Cycles
- 1992 - 13% fall - Academic study period - Harshad Mehta scam / crash - My B Com study days
- 1998-2002 - Y2K period - 1998 fall, 1999 tremendous rise and again 2000 fall - Out of college practical days
- 2004 - BSE 15.5% fall - Just started to learn money and investing
- 2007-2008-2009 - Several highs or euphoria period before that and several falls during this period - Just started to be in the Industry
- 2011 fall around 17 PE
- 2007-08 to 2019 - Literally no growth in equity period, FDs equivalent or better types - My transition from Products or commission only to Fee Only
- 2020-2021 - Pandemic and Market Crash and Immediate rise
- 2023-24 till Euphoric market
- 2024-2025 consolidating time correction market
Client Handling
From 2005 till date Clients Life situations, cashflows, life goals, relationships, assets and liabilities alongwith taxation and insurances kept changing and most importantly decision making and life transitions
Achievements - Professional
Industry recognition & contributions
- Recognised for one of the highest Investor Awareness Program conducting in 2016
- CNBC Bazaar - Guest Speaker
- Zee Business - Guest Speaker
- Mint - Why not mint - Podcast
- Guest speaker - Bonus - a Dainik Bhaskar channel
- Power speaker - Cafe Mutual - 2019-2020 "on Fee only Advisory as option", one of the largest MFDs association (550+ attendees)
- Guest Speaker to take Master Class with FPSB India on - "Managing a successful Financial Planning Practice" for CFP and Finance Professionals
- Guest Speaker with ICOFP (International College of Financial Planning) - "Practice Startup and Management" - For CFP students and finance Professionals
- Dissertation and book on NISM Project during PGP-IA on "Practice level framework for IA and FPs from Onboarding to Rebalancing- stepwise"
- Various Media and Professional Journal and Magazines articles
Personality & Skills
What makes me effective
Achievements - Personal
Community & social contributions
- River March Organizing Lead role 2015 to 2018, and now member
- Secretary to PSABES - 12 Educational Institutes in Borivali, Mumbai, Past students association secretary
- Recognised in Oct.2014 by Then Gujarat Chief Minister Anandiben Patel, for contribution towards awareness on Platelet Donation